Plan how your life is remembered

Saying goodbye is never easy. But with a little forward thinking, comes clarity, comfort and the joy of reflecting on a life well-lived.

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What are the benefits of pre-paid?

A Guardian Plan pre-paid funeral won't only give you peace of mind, it can also save you money with our lock-in price that won't change with inflation. The price depends on what you choose for your funeral. Most people spend around $6,000 - $15,000.

Lock in price

We believe everyone deserves to say goodbye with respect and dignity, regardless of their financial situation. That’s why we’re helping Australians secure today’s prices, for tomorrow’s funerals.

Flexible payment

While your initial cost will depend on your inclusions, there are no additional fees once you've paid in full. You can pay in full or pay an initial 30% contribution, followed by monthly instalments over 36 months. The choice is yours.

Simple paperwork

You can expect a straightforward and quick application process, with no extensive paperwork or health checks required.

Tailor your plan

A prepaid funeral means your loved ones won’t have to worry about making the right decision. It’s a simple way for them to say goodbye in a way that reflects you, your life and your budget.

Pension and entitlements

The Australian Government uses asset tests to determine pension entitlements for a retiree. As Guardian Plan prepaid funerals are exempt from these tests, it’s a simple way for seniors to maintain their current age pension benefits.

Security

All payments are held securely by The Over Fifty's Guardian Friendly Society, under APRA regulation.

Guardian Plan is proudly part of InvoCare. InvoCare is Australia’s leading provider of funeral, cemetery, crematoria and related services.

Be the author of your own story

When you meet with one of our specialists to discuss your plan, these are some of the questions we will discuss.

Pre-plan conversation

Contact Hansen & Cole Funerals to plan ahead

Our team is there for you 24 hours a day, 7 days a week, and we have support services ready to guide your loved ones through the process too.

Guardian Plan is a prepaid funeral plan provider. A prepaid funeral plan enables you to prepay your selected funeral services for a future funeral at today's prices and is a good alternative to funeral insurance.

Guardian Plan is a funeral bond issued by the Over Fifty Guardian Friendly Society Limited (the Society) ABN 81 087 649 063 AFSL 524353.